How does your health insurance work??

[ManteoChik]

I'm curious as to how your health insurance works when you are seeing a doctor out of state. My insurance is with Blue Cross Blue Shield of NC but I go to school in FL. I need to go to the doctor (OB/GYN) and not sure if I'll have time to make a trip home to NC.

I'm wondering if most Drs. offices take any insurance. I looked it up on the insurance website and didn't see anything about it.

PS- I put this in travel in case anyone has ever had to see a doctor while traveling or somewhere out of their home state.

[Kingdono]

I would call the 1800 number on the back of the card. I have had to go to the doctor while traveling and I'm on an HMO and we had to coordinate it for referrals my customer service was very helpful.

[emmjay]

My husband's company is based in CA, so we have BC/BS of CA. We live in Colorado. It isn't a problem - you should be able to to go the BC/BS of NC website and put in your information in order to find a list of doctors in Florida.

[ManteoChik]

Thanks for the advice!